Case Study

Tanori Hair Untangles High Fees and Saves $1,800 with Faster Payments

Tanori Hair, a human hair export company, was struggling with high transaction fees and delays using PayPal, Payoneer, and direct bank transfers. Since switching to Karbon Business, they’re saving 40–50% on fees, with 100% payment success and on-time settlements.

Insights from
Case Study

Tanori Hair Untangles High Fees and Saves $1,800 with Faster Payments

Tanori Hair, a human hair export company, was struggling with high transaction fees and delays using PayPal, Payoneer, and direct bank transfers. Since switching to Karbon Business, they’re saving 40–50% on fees, with 100% payment success and on-time settlements.

Insights from
The Challenge
Operating in rural West Bengal, SA Industries faced significant challenges with traditional banking systems that couldn't efficiently handle international transactions for importing machinery from China and Germany. Delays in payments and high transaction fees were impacting their production schedules and profitability.
Use Case
Receiving payment for export of hair extensions
Products
Karbon Business's Multi Currency Account
“Karbon has made a big difference for our business. Being in a rural area, handling forex was always a challenge, but their quick support and smooth transfers have made things so much easier. We really hope to see Karbon grow and open more branches soon.”
The Challenge
Operating in rural West Bengal, SA Industries faced significant challenges with traditional banking systems that couldn't efficiently handle international transactions for importing machinery from China and Germany. Delays in payments and high transaction fees were impacting their production schedules and profitability.
Use Case
Receiving payment for export of hair extensions
Products
Karbon Business's Multi Currency Account
“Karbon has made a big difference for our business. Being in a rural area, handling forex was always a challenge, but their quick support and smooth transfers have made things so much easier. We really hope to see Karbon grow and open more branches soon.”
Abir Bhattacharjee
Insights from
Use Case
Receiving payment for export of hair extensions
Previous Platform
Products
Karbon Business's Multi Currency Account

High Fees And Delayed International Payments


Every quarter, Tanori Hair shipped hair extensions internationally and received lump-sum payments. However, they faced significant costs and delays for currency conversion and transfers:


• PayPal: ~3.9% + fixed fee → ~$780 per transaction
• Payoneer: ~2% → ~$400 per transaction
• Bank transfer: 0.5–1% + SWIFT charges → ~$200–$400 per transaction

Apart from the high fees, transfers often got stuck or failed with banks. On PayPal, funds had to be withdrawn within 14 days, leaving no buffer for currency fluctuations.

“We were frustrated by high fees and long delays in settlement.”
- Kasipogu Balu, Founder of Tanori Hairs

Challenges

High Fees And Delayed International Payments


Every quarter, Tanori Hair shipped hair extensions internationally and received lump-sum payments. However, they faced significant costs and delays for currency conversion and transfers:


• PayPal: ~3.9% + fixed fee → ~$780 per transaction
• Payoneer: ~2% → ~$400 per transaction
• Bank transfer: 0.5–1% + SWIFT charges → ~$200–$400 per transaction

Apart from the high fees, transfers often got stuck or failed with banks. On PayPal, funds had to be withdrawn within 14 days, leaving no buffer for currency fluctuations.

“We were frustrated by high fees and long delays in settlement.”
- Kasipogu Balu, Founder of Tanori Hairs

Solutions

Untangling High Fees (Discovering Karbon Business)

Looking for a faster, more cost-effective solution, Tanori Hair reached out to the Business Development team at Karbon Business. They wanted a platform that could reduce fees, simplify international transactions, and provide reliable support.

Match Made in Heaven


After understanding their requirements, Karbon offered the perfect solution. The flat 1% fee addressed their cost concerns, while the 60-day money hold feature added flexibility for quarterly transactions. Additionally, the dedicated account manager and multi-currency wallets made managing payments straightforward and transparent. Setting up the account was quick, with smooth onboarding, virtual accounts, and compliance guidance ensuring no delays or confusion.

What Tanori Hair Has to Say…

“Our experience with Karbon has been excellent. It’s reliable, secure, and has made our payment process much more efficient. We save money, settle payments faster, and have full visibility into all our transactions. Highly recommended!”
- Kasipogu Balu, Founder of Tanori Hairs

Results

Since switching, Tanori Hair has seen measurable improvements:


• Transaction fees dropped by 40–50%, saving ~$400–$500 per quarterly transaction which is roughly $1,600–$2,000 a year.

• Faster settlements: Payments now clear in 1–2 business days, compared to up to 5 days previously.

• Smoother operations: Multi-currency wallets, virtual accounts, and a dedicated account manager give full visibility and control over every transaction.

Looking Ahead


With Karbon, Tanori Hair plans to continue scaling its export operations, confident that international payments won’t slow them down. The platform has given them the headspace to focus on their core business while reducing costs and operational friction.

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