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Karbon FX vs. Stripe

Smarter International Payments for Indian Businesses

Avoid hidden fees, delayed settlements, and compliance headaches. Karbon FX helps Indian businesses collect payments globally — faster, cheaper, and fully compliant with Indian regulations.

Trusted by over 2000 Users

Built for Indian Exporters & Global Businesses

Karbon FX is built for Indian businesses receiving global payments — including SaaS firms, agencies, and exporters.
Stripe is geared toward developer-led global businesses, with limited support for Indian compliance needs.

Lowest Forex Fees in India

Karbon FX offers better exchange rates and lower markup than Stripe, helping Indian businesses retain more per transaction. Stripe applies standard FX markups, which vary by country and payment method, often reducing final payout value.

Direct Bank Withdrawals

With Karbon, you can receive USD, EUR, GBP, and more directly into your Indian bank account — in INR. Stripe doesn’t support native INR settlements and often requires complex bank integrations or third-party services.

100% FEMA-Compliant

Karbon automatically generates FIRA, BOE, and GST-ready records to ensure full RBI compliance. Stripe does not offer local compliance support, leaving Indian businesses to manage FEMA documentation manually.

Transparent Pricing, No Hidden Charges

Karbon shows you exact rates, fees, and final settlement amounts upfront. Stripe bundles charges within exchange rates and payment processing, making total costs less predictable.

Built for Indian Exporters & Global Businesses

Karbon FX is built for Indian businesses receiving global payments — including SaaS firms, agencies, and exporters.
Stripe is geared toward developer-led global businesses, with limited support for Indian compliance needs.

Lowest Forex Fees in India

Karbon FX offers better exchange rates and lower markup than Stripe, helping Indian businesses retain more per transaction. Stripe applies standard FX markups, which vary by country and payment method, often reducing final payout value.

Direct Bank Withdrawals

With Karbon, you can receive USD, EUR, GBP, and more directly into your Indian bank account — in INR. Stripe doesn’t support native INR settlements and often requires complex bank integrations or third-party services.

100% FEMA-Compliant

Karbon automatically generates FIRA, BOE, and GST-ready records to ensure full RBI compliance. Stripe does not offer local compliance support, leaving Indian businesses to manage FEMA documentation manually.

Transparent Pricing, No Hidden Charges

Karbon shows you exact rates, fees, and final settlement amounts upfront. Stripe bundles charges within exchange rates and payment processing, making total costs less predictable.

Stripe

Target Audience
Indian businesses, freelancers, exporters, and D2C brands
Western countries & developer-centric platforms
Forex Markup
0.5%–1.0%
3.5%–4.5% (hidden in conversion rate)
Global Tax Compliance
Automated FIRA, GST support, and FEMA-compliant documentation
Limited or no built-in Indian compliance
Supported Payment Gateways
Local Indian banking rails, SWIFT support, and payout tracking
Stripe’s own payment gateway with global coverage
Onboarding Process
Personalized onboarding, compliance assistance, quick KYC activation
Requires developer integration and multiple setup steps
Customer Support
Dedicated account manager, assisted onboarding, India-first support team
Global support through email or ticketing

Why Choose Karbon FX?

Find out what makes Karbon FX the smart choice for cross-border payments

Competitive Rates

Karbon offers the best rates for inward remittance with 0% markup, providing you the best value for your inward remittances.

Transparent Fee Structure

Our transparent fees show the exact INR amount you’ll receive, with no hidden charges and the best exchange rates.

Fast Onboarding & Settlement

Receive international payments in India within 24–48 hours. Get started in 10 minutes—submit your first invoice and start accepting payments online.

24/7 Support

We're just a message away. Get real-time assistance for all your payment needs, anytime, anywhere.

Why Choose Karbon FX?

Find out what makes Karbon FX the smart choice for cross-border payments

Competitive Rates

Karbon offers the best rates for inward remittance with 0% markup, providing you the best value for your inward remittances.

Transparent Fee Structure

Our transparent fees show the exact INR amount you’ll receive, with no hidden charges and the best exchange rates.

Fast Onboarding & Settlement

Receive international payments in India within 24–48 hours. Get started in 10 minutes—submit your first invoice and start accepting payments online.

24/7 Support

We're just a message away. Get real-time assistance for all your payment needs, anytime, anywhere.

Why is Karbon FX Better

Here are some of the features that set Karbon apart from traditional foreign remittance solutions.

Karbon Business Logo

Transaction fee: 1%

0% Forex markup

24hrs Customer Support

No Chargeback/Disputes

Arrow

No Funds block

Forex Remittance Companies

Transaction fee: >3%

Arrow

Minimum 3% Forex markup

24hrs customer support

Chargeback/Disputes

Funds block

Find out how we can help you today!

Speak to our foreign payment specialist
Whatsapp-color Created with Sketch.
Whatsapp:
+91 74117 02726
Email:
sales@karboncard.com
Address:
Ground Floor, Karbon Business, 1st Stage Rd, Binnamangala, Hoysala Nagar, Indiranagar, Bengaluru, Karnataka 560038

Find out how we can help you today!

Speak to our foreign payment specialist
Whatsapp-color Created with Sketch.
Whatsapp:
+91 74117 02726
Email:
sales@karboncard.com
Address:
Ground Floor, Karbon Business, 1st Stage Rd, Binnamangala, Hoysala Nagar, Indiranagar, Bengaluru, Karnataka 560038

Real stories from Karbon customers

Arun

Arun Ramanathan

Karbon has been a great partner for our business. Their platform is user-friendly and we appreciate the transparency they provide throughout the remittance process. We can count on them to deliver our payments on time and with no hidden fees.

Shankar R

Shankar R

Karbon has been a game changer for our business. We needed a reliable and efficient way to make international payments and Karbon has delivered. Their customer support team is always available to help and we've had no issues with the remittance process. Highly recommended!

Aishwarya Nair

Aishwarya Nair

Karbon has made our foreign outward remittance process so much simpler. Their platform is easy to use and we can track our transactions in real-time. Plus, their rates are very competitive. We're very happy with their service.

Nidhi Menon

Nidhi Menon

We were looking for a trustworthy foreign outward remittance service and Karbon has exceeded our expectations. Their team is professional and responsive, and they've helped us navigate complex compliance requirements. We now use Karbon for all our international transactions

Simplify your business payments

Reach out to us today!

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