Karbon FX is optimized for Indian exporters, freelancers, and SaaS businesses to collect international payments — with better forex rates, faster INR settlements, and full RBI compliance. Razorpay, while strong in domestic payments, lacks dedicated infrastructure for cross-border collections and regulatory automation.
Designed for Indian Businesses
Karbon FX is built specifically for global collections, with compliance-first features tailored for Indian exporters. Razorpay is focused on domestic payments and doesn’t offer automated RBI documentation for export transactions, limiting its utility for cross-border use.
Lower Forex Charges, Better Exchange Rates
Karbon FX provides transparent forex markups as low as 0.5%, maximizing your payouts. Razorpay uses third-party forex services, often with higher, opaque charges bundled into settlement rates.
Direct INR Bank Transfers
Karbon FX settles international payments directly into your Indian bank account in INR, typically within 1–2 business days. Razorpay’s international flow involves intermediaries like PayPal or Stripe, adding delays and complexity.
100% FEMA & RBI Compliance
Karbon FX auto-generates FIRA, BOE, and GST-ready documents — ensuring end-to-end compliance. Razorpay does not support auto-documentation for export settlements, requiring users to manually manage RBI compliance.
Transparent Fees, No Surprises
Karbon FX shows all fees upfront, including forex markups and payout values. Razorpay’s international payments often involve layered charges across partner providers, making true costs unclear.
Built for Indian Exporters & Global Businesses
Karbon FX is built for Indian businesses receiving global payments — including SaaS firms, agencies, and exporters.
Stripe is geared toward developer-led global businesses, with limited support for Indian compliance needs.
Lowest Forex Fees in India
Karbon FX offers better exchange rates and lower markup than Stripe, helping Indian businesses retain more per transaction. Stripe applies standard FX markups, which vary by country and payment method, often reducing final payout value.
Direct Bank Withdrawals
With Karbon, you can receive USD, EUR, GBP, and more directly into your Indian bank account — in INR. Stripe doesn’t support native INR settlements and often requires complex bank integrations or third-party services.
100% FEMA-Compliant
Karbon automatically generates FIRA, BOE, and GST-ready records to ensure full RBI compliance. Stripe does not offer local compliance support, leaving Indian businesses to manage FEMA documentation manually.
Transparent Pricing, No Hidden Charges
Karbon shows you exact rates, fees, and final settlement amounts upfront. Stripe bundles charges within exchange rates and payment processing, making total costs less predictable.
Razorpay
Find out what makes Karbon FX the smart choice for cross-border payments
Competitive Rates
Karbon offers the best rates for inward remittance with 0% markup, providing you the best value for your inward remittances.
Transparent Fee Structure
Our transparent fees show the exact INR amount you’ll receive, with no hidden charges and the best exchange rates.
Fast Onboarding & Settlement
Receive international payments in India within 24–48 hours. Get started in 10 minutes—submit your first invoice and start accepting payments online.
24/7 Support
We're just a message away. Get real-time assistance for all your payment needs, anytime, anywhere.
Find out what makes Karbon FX the smart choice for cross-border payments
Competitive Rates
Karbon offers the best rates for inward remittance with 0% markup, providing you the best value for your inward remittances.
Transparent Fee Structure
Our transparent fees show the exact INR amount you’ll receive, with no hidden charges and the best exchange rates.
Fast Onboarding & Settlement
Receive international payments in India within 24–48 hours. Get started in 10 minutes—submit your first invoice and start accepting payments online.
24/7 Support
We're just a message away. Get real-time assistance for all your payment needs, anytime, anywhere.
Here are some of the features that set Karbon apart from traditional foreign remittance solutions.
Transaction fee: 1%
0% Forex markup
24hrs Customer Support
No Chargeback/Disputes
No Funds block
Transaction fee: >3%
Minimum 3% Forex markup
24hrs customer support
Chargeback/Disputes
Funds block
Arun Ramanathan
Karbon has been a great partner for our business. Their platform is user-friendly and we appreciate the transparency they provide throughout the remittance process. We can count on them to deliver our payments on time and with no hidden fees.
Shankar R
Karbon has been a game changer for our business. We needed a reliable and efficient way to make international payments and Karbon has delivered. Their customer support team is always available to help and we've had no issues with the remittance process. Highly recommended!
Aishwarya Nair
Karbon has made our foreign outward remittance process so much simpler. Their platform is easy to use and we can track our transactions in real-time. Plus, their rates are very competitive. We're very happy with their service.
Nidhi Menon
We were looking for a trustworthy foreign outward remittance service and Karbon has exceeded our expectations. Their team is professional and responsive, and they've helped us navigate complex compliance requirements. We now use Karbon for all our international transactions
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