Backed by

Karbon FX vs. PayPal

Better Global Payment Experience for Indian Businesses

Avoid excessive fees, delayed transfers, and compliance gaps. Karbon FX is built for Indian businesses — offering seamless international collections, faster settlements, and end-to-end RBI compliance that PayPal doesn’t support.

Trusted by over 2000 Users

Designed for Indian Businesses

Karbon FX simplifies cross-border collections with features aligned to Indian regulations. It supports exporters end-to-end, from compliance to settlement. In contrast, PayPal offers limited support for RBI documentation, leaving Indian users to manage compliance manually.

Lower Forex Charges, Better Exchange Rates

Karbon FX offers competitive exchange rates and minimal forex markups, ensuring higher payouts. PayPal’s hidden spreads and high fees reduce the final amount you receive, without upfront clarity on deductions.

Direct INR Bank Transfers

With Karbon, you get paid directly in INR into your Indian bank account — fast and hassle-free. PayPal holds your funds, charges withdrawal fees, and often delays access to your money.

100% FEMA & RBI Compliance

Karbon FX auto-generates FIRA, BOE, and GST-ready records for full FEMA and RBI compliance. PayPal doesn’t provide these, making regulatory reporting more complex for Indian businesses.

Transparent Fees, No Surprises

Karbon shows you the exact fees, forex rates, and payout amounts before processing. PayPal bundles charges into exchange rates and service fees, making true costs unclear.

Built for Indian Exporters & Global Businesses

Karbon FX is built for Indian businesses receiving global payments — including SaaS firms, agencies, and exporters.
Stripe is geared toward developer-led global businesses, with limited support for Indian compliance needs.

Lowest Forex Fees in India

Karbon FX offers better exchange rates and lower markup than Stripe, helping Indian businesses retain more per transaction. Stripe applies standard FX markups, which vary by country and payment method, often reducing final payout value.

Direct Bank Withdrawals

With Karbon, you can receive USD, EUR, GBP, and more directly into your Indian bank account — in INR. Stripe doesn’t support native INR settlements and often requires complex bank integrations or third-party services.

100% FEMA-Compliant

Karbon automatically generates FIRA, BOE, and GST-ready records to ensure full RBI compliance. Stripe does not offer local compliance support, leaving Indian businesses to manage FEMA documentation manually.

Transparent Pricing, No Hidden Charges

Karbon shows you exact rates, fees, and final settlement amounts upfront. Stripe bundles charges within exchange rates and payment processing, making total costs less predictable.

PayPal

Target Audience
Indian exporters, freelancers, SaaS firms, service businesses
Global freelancers, consumers, small businesses; not India-specific
Forex Markup
0.5%–1.0% (transparent, upfront)
3.5%–4.5% (bundled into exchange rate, not disclosed separately)
Global Tax Compliance
Automated FIRA, GST support, and FEMA-compliant documentation
No automated RBI compliance; documents not provided
Supported Payment Gateways
Direct INR settlement via Indian banks, SWIFT support, local compliance integration
Simple, guided onboarding with KYC and compliance help
Onboarding Process
Simple, guided onboarding with KYC and compliance help
Self-serve signup, but compliance support is minimal for Indian users
Customer Support
Dedicated account manager, assisted onboarding, India-first support team
Ticket/email-based global support; limited local responsiveness

Why Choose Karbon FX?

Find out what makes Karbon FX the smart choice for cross-border payments

Competitive Rates

Karbon offers the best rates for inward remittance with 0% markup, providing you the best value for your inward remittances.

Transparent Fee Structure

Our transparent fees show the exact INR amount you’ll receive, with no hidden charges and the best exchange rates.

Fast Onboarding & Settlement

Receive international payments in India within 24–48 hours. Get started in 10 minutes—submit your first invoice and start accepting payments online.

24/7 Support

We're just a message away. Get real-time assistance for all your payment needs, anytime, anywhere.

Why Choose Karbon FX?

Find out what makes Karbon FX the smart choice for cross-border payments

Competitive Rates

Karbon offers the best rates for inward remittance with 0% markup, providing you the best value for your inward remittances.

Transparent Fee Structure

Our transparent fees show the exact INR amount you’ll receive, with no hidden charges and the best exchange rates.

Fast Onboarding & Settlement

Receive international payments in India within 24–48 hours. Get started in 10 minutes—submit your first invoice and start accepting payments online.

24/7 Support

We're just a message away. Get real-time assistance for all your payment needs, anytime, anywhere.

Why is Karbon FX Better

Here are some of the features that set Karbon apart from traditional foreign remittance solutions.

Karbon Business Logo

Transaction fee: 1%

0% Forex markup

24hrs Customer Support

No Chargeback/Disputes

Arrow

No Funds block

Forex Remittance Companies

Transaction fee: >3%

Arrow

Minimum 3% Forex markup

24hrs customer support

Chargeback/Disputes

Funds block

Find out how we can help you today!

Speak to our foreign payment specialist
Whatsapp-color Created with Sketch.
Whatsapp:
+91 74117 02726
Email:
sales@karboncard.com
Address:
Ground Floor, Karbon Business, 1st Stage Rd, Binnamangala, Hoysala Nagar, Indiranagar, Bengaluru, Karnataka 560038

Find out how we can help you today!

Speak to our foreign payment specialist
Whatsapp-color Created with Sketch.
Whatsapp:
+91 74117 02726
Email:
sales@karboncard.com
Address:
Ground Floor, Karbon Business, 1st Stage Rd, Binnamangala, Hoysala Nagar, Indiranagar, Bengaluru, Karnataka 560038

Real stories from Karbon customers

Arun

Arun Ramanathan

Karbon has been a great partner for our business. Their platform is user-friendly and we appreciate the transparency they provide throughout the remittance process. We can count on them to deliver our payments on time and with no hidden fees.

Shankar R

Shankar R

Karbon has been a game changer for our business. We needed a reliable and efficient way to make international payments and Karbon has delivered. Their customer support team is always available to help and we've had no issues with the remittance process. Highly recommended!

Aishwarya Nair

Aishwarya Nair

Karbon has made our foreign outward remittance process so much simpler. Their platform is easy to use and we can track our transactions in real-time. Plus, their rates are very competitive. We're very happy with their service.

Nidhi Menon

Nidhi Menon

We were looking for a trustworthy foreign outward remittance service and Karbon has exceeded our expectations. Their team is professional and responsive, and they've helped us navigate complex compliance requirements. We now use Karbon for all our international transactions

Simplify your business payments

Reach out to us today!

Get Started