Case Study

Rupam Kairi from Plant-for-the-Planet saves over €120 on forex fees with Karbon Business

When you work hard, try to make a difference, the last thing you want is to lose part of your salary to fees. For Rupam, seeing a chunk of his income disappear every month was frustrating. Since switching to Karbon a few months ago he is saving over €120 a year that used to go straight to the banks.

Insights from
Rupam Kairi Who Is Working with the NGO Plan for the Planet
Case Study

Rupam Kairi from Plant-for-the-Planet saves over €120 on forex fees with Karbon Business

When you work hard, try to make a difference, the last thing you want is to lose part of your salary to fees. For Rupam, seeing a chunk of his income disappear every month was frustrating. Since switching to Karbon a few months ago he is saving over €120 a year that used to go straight to the banks.

Insights from
Rupam Kairi Who Is Working with the NGO Plan for the Planet
The Challenge
Operating in rural West Bengal, SA Industries faced significant challenges with traditional banking systems that couldn't efficiently handle international transactions for importing machinery from China and Germany. Delays in payments and high transaction fees were impacting their production schedules and profitability.
Use Case
Receiving salary every month from a Germany-based NGO
Products
Karbon Business’s Virtual Multicurrency Account
“Karbon has made a big difference for our business. Being in a rural area, handling forex was always a challenge, but their quick support and smooth transfers have made things so much easier. We really hope to see Karbon grow and open more branches soon.”
Rupam Kairi Who Is Working with the NGO Plan for the Planet
The Challenge
Operating in rural West Bengal, SA Industries faced significant challenges with traditional banking systems that couldn't efficiently handle international transactions for importing machinery from China and Germany. Delays in payments and high transaction fees were impacting their production schedules and profitability.
Use Case
Receiving salary every month from a Germany-based NGO
Products
Karbon Business’s Virtual Multicurrency Account
“Karbon has made a big difference for our business. Being in a rural area, handling forex was always a challenge, but their quick support and smooth transfers have made things so much easier. We really hope to see Karbon grow and open more branches soon.”
Abir Bhattacharjee
Insights from
Rupam Kairi Who Is Working with the NGO Plan for the Planet
Use Case
Receiving salary every month from a Germany-based NGO
Previous Platform
Traditional Bank Transfer
Products
Karbon Business’s Virtual Multicurrency Account

Doing good shouldn’t cost extra (fees while receiving salary)

Plant-for-the-Planet is a Germany-based NGO with a mission to protect forests and fight climate change. With around 200 people spread across the world, their work relies on smooth, cost-effective international payments.

Before Karbon, Rupam and his client’s NGO relied on bank transfers. The problem was he wasn’t happy with the fees he had to pay while receiving his salary month after month. He also switched banks, but most of them charged the same fee.

“Any employee checks their account on the first of every month and smiles—or at least isn’t shocked. But when I got mine, it was way less than I expected.

For the first few months, I didn’t even realize why or how I was losing so much money. Then I saw my bank’s forex markup fee and understood where I was loosing money."

Though the money was a big problem it wasn't the only challenge. Trying to get answers or support on time from Indian banks even the reputed once felt impossible.

Challenges

Doing good shouldn’t cost extra (fees while receiving salary)

Plant-for-the-Planet is a Germany-based NGO with a mission to protect forests and fight climate change. With around 200 people spread across the world, their work relies on smooth, cost-effective international payments.

Before Karbon, Rupam and his client’s NGO relied on bank transfers. The problem was he wasn’t happy with the fees he had to pay while receiving his salary month after month. He also switched banks, but most of them charged the same fee.

“Any employee checks their account on the first of every month and smiles—or at least isn’t shocked. But when I got mine, it was way less than I expected.

For the first few months, I didn’t even realize why or how I was losing so much money. Then I saw my bank’s forex markup fee and understood where I was loosing money."

Though the money was a big problem it wasn't the only challenge. Trying to get answers or support on time from Indian banks even the reputed once felt impossible.

Solutions

Discovering Karbon Business


Rupam started looking for an alternative that would help him keep more of what he earned. That’s when he found Karbon.

“I was really impressed by the care Karbon took, especially Rahul. It was delightful to talk to him — he guided me through many steps. The whole team is responsive, which helped me understand the forex process and resolve my difficulties.”

More Than Saving Money


With Karbon, Rupam now saves about €120 a year that stays in his pocket instead of disappearing into hidden bank fees. But the biggest win for him is knowing he isn’t in the dark.

“Cost saving is important, but so is knowing someone will pick up the phone and help. That’s not something banks provide.”

Karbon Business understands how complicated it can be to manage documents, track every forex transaction, and stay compliant with RBI rules. That’s why our team (amazing, by the way) picks up the phone and is always here to help freelancers and remote professionals like Rupam.

Results

I Saved Money, And It Was Easy for My Client

It’s not like Karbon was the first platform Rupam came across.

He suggested a few others to his clients, but most of the time, the cost on the client’s end went up while mine decreased.

After trying 2–3 platforms, he finally told them about Karbon Business. The client was happy because they didn’t have to pay a penny extra, and the effort from their side decreased as well.

€120+ Saved Annually

€120+

Keeps more income, avoids hidden bank fees

0% Extra Cost for Clients

0%

Clients pay nothing extra on transfers

>90% Faster Support Response

90%+

Quick resolution compared to traditional banks

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